This three‑day flagship conference by PulseCore Events brings together 500+ senior risk leaders and banking professionals from global financial institutions
With approximately 50 exhibitors and 32 expert speakers, it offers a comprehensive deep dive into the evolving landscape of banking risk Management
Key Focus Areas
The Summit is structured to offer two broad thematic streams:
Credit Risk Management: Adapting to regulatory shifts, evolving macroeconomic and climate-related impacts, integrating ESG in risk models, and building AI/ML-powered credit risk frameworks.
Operational Risk & Digital Resilience: Tackling cybersecurity threats, fraud detection, fintech integration, compliance culture, and real-time monitoring mechanisms
Other topics include the influence of global crises, pandemics, and inflationary pressures on banking stability and risk strategy adaptation
It was an absolute honour to attend, present, and chair the first two days of PulseCore Events, Excellence in Digital Banking 2024 International Summit in Amsterdam. I enjoyed sharing insights on Oxford Risk and behavioural finance and moderating a panel on the future of digital onboarding. A special thanks to the event organisers and the other speakers I had the pleasure of introducing.
Had a fantastic time at the Excellence in Digital Banking event held from May 13-16 in Amsterdam, where I had the opportunity to share and exchange ideas with incredible professionals from around the world.
In my keynote, I emphasized the importance of maintaining the "human" element in our digital transformations to avoid commoditization. Ultimately, it's the human connection through the customer's transformative journey that provides the most competitive advantage and is hardest to replicate.
The diverse perspectives and innovative practices shared were truly eye-opening. Highlights included discussions on the increasing importance of cybersecurity amidst rapid technological advancements and its impact on customers, innovative AI solutions in unsecured lending, excellence in digital onboarding, the significance of building impactful partnerships and the strategic decisions around what a bank should develop internally versus through partnerships.
A heartfelt thanks to PulseCore Events for bringing together such a diverse and knowledgeable set of speakers and to all participants for sharing their own journeys.
Looking forward to applying these insights in my work!
I had a great time in Amsterdam last week attending the Excellence in Digital Banking event hosted by Pulsecore. Over 350 delegates from Financial Institutions participated at the event. Here are my three key takeaways:
1. Digitalization of financial services is now the norm, how you deploy differs, based on demography, culture, and other factors.
2. Customers will use digital channels as long as they are convenient and reliable.
3. Security and trust are required in building successful digital products.
It was inspiring to see what other organizations like Stirling Bank, Salt Bank, and Alpian are doing in their Markets. This was an event worth attending! hashtag#digitalbanking hashtag#finance hashtag#excellence hashtag#Pulsecore hashtag#PulseCore Events
It was great attending the Excellence in Digital Banking Summit last week in Amsterdam. Thank you, PulseCore Events, for inviting me to speak at the event. I truly enjoyed discussing and sharing our insights with the other speakers and the audience. It was an outstanding event, covering important topics and sharing experiences from around the world.
#DigitalBankingsummit#BankingInnovation hashtag#DigitalTransformation hashtag#DigitalChannels
Head of Risk Analytics,Luminor Group, Lithuania
Executive Director at Morgan Stanley, Morgan Stanley, UK
Director Citi Bank, Poland
Senior Customer Journey Expert ING, Netherlands
Head of Cryptography Infrastructure HSBC, Poland
Vice President | Data Protection Officer | Regulatory Compliance Unicredit, Luxemburg
Senior Model Validator ABN Amro Bank, Netherlands
Director, Credit Risk Natwest, UK
Group Head of Financial Risk Management & Control, Nordea, Denmark
Director of Portfolio Origination and Monitoring & ESG Credit Risk, Banco Sabadell, Spain
Chief Risk Office,Credit Agricole, France
Global Head of Financial & Credit Risk,Tide, UK
Senior regulator Cyber and Operational Resilience, Investment Risk, Regulation, Bank of England, UK
Operational and Resilience Risk Senior Manager Europe, HSBC, Poland
Head of Anti Financial Crime Modelling Germany & EMEA, Deutsche Bank, Germany
Global Head of Cyber & Payment Systems Risk, BNP Paribas, UK
Global AI Transformation, Vice President, Banco Santander , Banco Santander
Fernández Group Chief Risk Officer - Risk Strategy PMO Manage, Santander, Spain
UK Fraud Disputes & Investigations Lead, Revolut, Poland
Compliance Lead, Nordea, Denmark
Executive Director - Head of Credit Risk Models - Deputy Head of Credit Risk Management Department Intesa Sanpaolo Group, Italy
Credit and Capital Management, HSBC, Hong Kong
The shift toward AI-powered credit scoring for more accurate borrower assessment Rising importance of alternative datasets, including behavioral and non-traditional indicators Adaptive pricing methodologies that respond to real-time market changes Challenges of modelling credit risk during periods of heightened economic uncertaint
Understanding the geopolitical forces reshaping the banking landscape Resilience strategies mitigating disruptions to energy, financial, andtrade flows Country risk models incorporating political stability and market exposuredata Geographic diversification as a tool for preventing concentration risk
Expanded borrower evaluation using unconventional and digital data streams Early warning signals derived from online behavior and real-time market insight Dynamic portfolio realignment based on evolving macro conditions Regulatory expectations surrounding the responsible use of alternative datasets
Model Risk Management - balancing act between internal and regulatory best practices
Modern continuity strategies for cyber incidents and technology outages Crisis management frameworks enabling rapid multi-channel response As digital ecosystems expand, banks must balance efficiency, speed, security, and continuity. How can institutions remain resilient in a world of real-time risk? Regular stress testing and simulations to strengthen preparedness Clear communication protocols for escalation and coordination
Managing ethical, fairness, and systemic risks linked to AI adoption Governance structures designed for fast-moving digital innovation Forward-looking risk methodologies suited for frontier technologies
Responding to new laundering pathways emerging with digital platforms Transaction monitoring methodologies covering cryptocurrencies and new assets Data-driven customer scoring models to strengthen digital onboarding Industry collaboration and intelligence sharing for stronger defense
Finding the balance between compliance, risk management, assurance and resource allocation practical challenges and lessons learned from AML, GDPR, Outsourcing Guidelines, DORA and AI ACT implementations
AI-enabled reporting capabilities delivering compliance at scale Continuous compliance visibility across institutional operations Integrated GRC platforms supporting holistic risk oversight Systems designed to proactively anticipate regulatory change
Modern approaches to evaluating and overseeing strategic vendors Real-time risk tracking across critical digital supply chains Continuity strategies addressing disruptions or vendor failures Structured exit and disengagement frameworks for high-risk relationships
As digital ecosystems expand, banks must balance efficiency, speed, security, and continuity. How can institutions remain resilient in a world of real-time risk?
Governance frameworks built for advanced and automated models Machine learning for fraud detection and enhanced risk intelligence Explainability and transparency to meet evolving regulatory demands Continuous monitoring ensuring consistent model reliabilit
Leveraging AI and machine learning to enhance credit scoring, limit management, and early-warning indicators Using alternative and non-traditional data sources while ensuring explainability and fairness Balancing innovation with regulatory compliance, data governance, and ethical risk considerations
Transformation of traditional credit risk models through advanced AI and machine learning Expanding the use of alternative and behavioral data to enhance borrower profiling Dynamic risk-based pricing strategies aligned with real-time market conditions Key challenges and limitations of credit risk modelling in times of macroeconomic instability
How AI agents can support the Financial and Credit Risk teams in monitoring and managing risk
Move from "Gatekeeper" to "Guardrails": Stop treating risk management as the final hurdle before launch. Instead, embed risk controls directly into the Agile design and DevOps pipeline. This allows teams to innovate quickly while ensuring seamless, compliant deployments by default. Digitize the Framework Itself: You cannot govern a digital ecosystem with analog tools. Replace static, manual risk registers (spreadsheets and slides) with automated monitoring and data-driven Key Risk Indicators (KRIs) that match the velocity of your technology. Prioritize Resilience Over Perfection: In complex digital environments, 100% prevention is impossible. Pivot your framework to focus on Operational Resilience—specifically, how quickly you can detect issues and how fast you can recover when systems fail. Plan for Turbulence (The Human & Process Factor): Transformation is difficult and skilled talent is scarce. Don't just plan for technical failure; prepare a clear governance blueprint for execution failure. Ensure you have the right oversight in place for when resources are stretched or plans deviate
**Join Us for the World Banking Risk Management Summit!**
**Date:** 26-27-28 November 2025
**Location:** Park Plaza Hotel Amsterdam
Are you ready to shape the future of risk management in Banking ? Join industry leaders, innovators, and global experts at the **World Banking Risk Management Summit** to unlock cutting-edge insights and strategies for the next generation of banking.
**Why Attend?**
- **Engage** with global banking pioneers sharing the latest trends and technologies.
- **Network** with senior executives and industry disruptors from around the world.
- **Discover** transformative ideas in fintech, AI, blockchain, cybersecurity, and more.
**Secure your spot today and be part of the risk management revolution in banking!** Don’t miss this unique opportunity to lead, learn, and innovate at one of the most anticipated events in digital finance.
Day 1 of the PulseCore Events on Digital Banking Excellence delivered an inspiring journey into the future of finance. From seamless remote account opening to Open Finance's trillion-dollar potential, thought leaders shared insights on mobile payments, app innovation, digital transformation, and security. Highlights included personalized banking strategies, democratizing access, and the rise of neo-banks like Salt Bank. With a spotlight on agility, customer engagement, and cutting-edge solutions, the day set the stage for reimagining digital banking. Stay tuned for Day 2’s focus on digital identity and onboarding!
Explore the highlights from an impactful day at PulseCore Events! Discussions spanned transformative banking strategies, from enhancing physical branches into experiential hubs to seamless digital onboarding in countries like Turkey and Sweden. Industry leaders tackled pressing topics: Europe's lag in API adoption, ING's innovative business onboarding process, AI's role in AML compliance, and resilient business continuity strategies from Ukraine. Experts from HSBC, MoraBanc, and Intesa San Paolo emphasized hyper-personalization, ESG, and open finance's future. A convergence of traditional and neo-banking showcases the relentless drive for digital excellence and customer-centric innovation. Stay inspired!
Day 3 at PulseCore Events was packed with inspiring talks on digital banking excellence, centered around Fintech innovation. Highlights included: - Tomas Reytt (mBank, Czechia) explored mobile-first strategies in digitally mature markets. - Halil Ozcan (Burgan Bank, Turkey) shared insights on building a competitive bank and key trends like AI and hyper-personalization. - Felix Hospe (Commerzbank, Germany) presented open banking strategies with real-world use cases. - Igor Korotach (Quantum, USA) examined the intersection of traditional finance and DeFi. - Gabriel Ayala (Bit2me, Spain) discussed Bitcoin's impact and crypto opportunities for banks. - Levent Kazim Oguz (DenizBank, Turkey) showcased innovative mobile platforms. - Laurent Lamblin (Everyone Invested, Belgium) emphasized emotional aspects in investment strategies. - Asli Gulem Gunduz (UPT Turkey) introduced niche digital finance solutions. - Nihat Narin (Belbim, Turkey) highlighted the transformation of Istanbul Kart into a fintech platform.
Day 4 at PulseCore Events showcased transformative insights on AI in the financial sector: Kate Fitzgerald (UK Payment Systems Regulators) outlined strategies for inclusive, secure, and competitive payment systems. Brinks (Netherlands) highlighted AI-driven ATM outsourcing for enhanced security, fraud detection, and customer experience. Joseph Mucheru (Jumo, Kenya) shared AI-powered solutions driving financial inclusion in emerging markets. Estrella Mota Perez (BBVA) emphasized evolving SME digital strategies with AI and user-centric approaches. David Porter (Bank of England) explored AI's ethical deployment and future potential. An inspiring day of collaboration and innovation with 350 participants, driving the future of digital banking!
