This three‑day flagship conference by PulseCore Events brings together 500+ senior risk leaders and banking professionals from global financial institutions
With approximately 50 exhibitors and 32 expert speakers, it offers a comprehensive deep dive into the evolving landscape of banking risk Management
Key Focus Areas
The Summit is structured to offer two broad thematic streams:
Credit Risk Management: Adapting to regulatory shifts, evolving macroeconomic and climate-related impacts, integrating ESG in risk models, and building AI/ML-powered credit risk frameworks.
Operational Risk & Digital Resilience: Tackling cybersecurity threats, fraud detection, fintech integration, compliance culture, and real-time monitoring mechanisms
Other topics include the influence of global crises, pandemics, and inflationary pressures on banking stability and risk strategy adaptation
It was an absolute honour to attend, present, and chair the first two days of PulseCore Events, Excellence in Digital Banking 2024 International Summit in Amsterdam. I enjoyed sharing insights on Oxford Risk and behavioural finance and moderating a panel on the future of digital onboarding. A special thanks to the event organisers and the other speakers I had the pleasure of introducing.
Had a fantastic time at the Excellence in Digital Banking event held from May 13-16 in Amsterdam, where I had the opportunity to share and exchange ideas with incredible professionals from around the world.
In my keynote, I emphasized the importance of maintaining the "human" element in our digital transformations to avoid commoditization. Ultimately, it's the human connection through the customer's transformative journey that provides the most competitive advantage and is hardest to replicate.
The diverse perspectives and innovative practices shared were truly eye-opening. Highlights included discussions on the increasing importance of cybersecurity amidst rapid technological advancements and its impact on customers, innovative AI solutions in unsecured lending, excellence in digital onboarding, the significance of building impactful partnerships and the strategic decisions around what a bank should develop internally versus through partnerships.
A heartfelt thanks to PulseCore Events for bringing together such a diverse and knowledgeable set of speakers and to all participants for sharing their own journeys.
Looking forward to applying these insights in my work!
I had a great time in Amsterdam last week attending the Excellence in Digital Banking event hosted by Pulsecore. Over 350 delegates from Financial Institutions participated at the event. Here are my three key takeaways:
1. Digitalization of financial services is now the norm, how you deploy differs, based on demography, culture, and other factors.
2. Customers will use digital channels as long as they are convenient and reliable.
3. Security and trust are required in building successful digital products.
It was inspiring to see what other organizations like Stirling Bank, Salt Bank, and Alpian are doing in their Markets. This was an event worth attending! hashtag#digitalbanking hashtag#finance hashtag#excellence hashtag#Pulsecore hashtag#PulseCore Events
It was great attending the Excellence in Digital Banking Summit last week in Amsterdam. Thank you, PulseCore Events, for inviting me to speak at the event. I truly enjoyed discussing and sharing our insights with the other speakers and the audience. It was an outstanding event, covering important topics and sharing experiences from around the world.
#DigitalBankingsummit#BankingInnovation hashtag#DigitalTransformation hashtag#DigitalChannels
Head Group Regulatory Compliance Officer - Raiffeisen Bank , Austria
CRO - SEB, Latvia
Head of Retail IRB Modelling | Risk Modelling - Nationwide, UK
Head of Model Risk Management & Validation - Commerzbank, Germany
Market Risk Manager - Intesa Sanpaolo, Italy
Risk Manager Financial Markets - Rabobank, Netherlands
Director – UK Head of Credit - Societe Generale, UK
Head of Credit, CH and DIFC - HBZ Bank Zurich Switzerland
Senior Analyst - Swedbank, Sweden
Head of Personal Banking Denmark Risk Management - Nordea, Denmark
Head of Enterprise Risk & Credit Risk Management - Rietmu Banka, Latvia
Head of Risk Analytics - Luminor Bank, Lithuania
General Manager- Chief Risk Officer - Alpha Bank, Greece
Vice President - Operational Risk - Citi, Hungary
Head of ESG Risks Unit - European Banking Authority, France
Director, Global Head of Business Intelligence Unit | Anti-Financial Crime - Deutsche Bank
Managing Director,Head of Compliance - Rabobank, UK
Managing Director Operational Risk - Barclays , UK
Operational Resilience Scenario Planner - Lloyd's Banking Group, UK
Head of Investment Risk - UBS, Switzerland
Product Owner Credit Risk Model Validation - ING, Netherlands
Reliance on IRB and non-IRB models to balance historical data with emerging risks Wednesday 26th November - Credit Risk Importance of a flexible risk pricing setup, particularly under CRR3 and SA floor requirements Incorporating forward-looking features and overrides, including climate-related risk drivers Addressing technology infrastructure constraints to meet the high demands of credit models
Overcoming data quality and availability challenges to ensure accurate and timely credit risk assessment Leveraging AI and machine learning to enhance credit scoring, fraud detection, and predictive modeling Adapting to evolving regulatory requirements while maintaining strong risk governance and compliance Utilizing alternative data sources to improve risk insights and expand financial inclusion
The latest Failure to Prevent Fraud legislation and managing the Compliance extra-territoriality risk in a global organisation
Enhancing credit scoring models with AI-driven predictive analytics for more accurate risk evaluation Leveraging machine learning to detect fraudulent activities and mitigate financial crime risks Utilizing AI-powered risk modeling to improve early warning systems and loss forecasting Automating credit decisioning processes to enhance efficiency and reduce operational costs Integrating alternative data sources to expand financial inclusion and refine risk assessments
Adapting to increasingly complex regulatory requirements to ensure compliance and risk mitigation Leveraging advanced data management solutions to maintain accuracy and transparency in reporting Implementing AI-driven tools to enhance regulatory monitoring and fraud detection Strengthening governance frameworks to proactively address emerging compliance risks
Harnessing machine learning algorithms to predict and manage credit risk with unprecedented precision Using predictive models to enhance loan underwriting and reduce default rates Exploring the role of behavioral data in forecasting creditworthiness and future risks Integrating AI-driven insights with traditional models to create a more comprehensive risk strategy
Modeling credit risk before the foundations of model risk management were established Can extensive regulatory guidance for credit risk models be simplified by adopting more generalized principles for measuring and managing model risk levels? Can unpredictability be mitigated by incorporating a certain level of conservatism? How can we maintain predictability and transparency with advanced modeling approaches?
Embracing digital-first risk models to assess creditworthiness in a virtual economy Integrating real-time data and automation to accelerate decision-making and risk mitigation Leveraging AI to redefine traditional risk parameters and enhance credit assessments Adapting to new consumer behaviors and digital lending trends reshaping credit risk landscapes
History doesn’t repeat itself, but it rhymes: Drawing on the past to anticipate changes in the future Stress-testing in turbulent times: Navigating disruptions to energy, trade, and capital flows amid rising global tensions Shielding balance sheets and forming strategies: Staying agile and aligned in a rapidly shifting geopolitical landscape
Introduction Simplified taxonomy Main CCR metrics RISK MITIGATIOn (legal and margining) Making a « ccr » credit decision Conclusion and q&a
Leveraging big data analytics to enhance risk assessment and credit decisioning Integrating real-time data insights to improve portfolio management and loss forecasting Utilizing AI-driven models to refine credit scoring and mitigate default risks Strengthening data governance frameworks to ensure regulatory compliance and reporting accuracy
Introduce participants to the latest UN-issued demographic forecast through 2100, focusing on regional and country-specific trends. Examine the social, geopolitical, and economic impacts of demographic shifts. Invite views from the audience on near-term impacts and potential policy responses. Discuss methods to understand unfolding changes, including historical examples and expert opinions.
Implementing Conduct into Credit and Operational Risk Management
Understanding key geopolitical risks impacting the banking sector today Effective strategies for identifying and mitigating geopolitical threats in an evolving global landscape Building resilience to navigate geopolitical crises and minimize operational disruptions Preparing banks for future geopolitical challenges and ensuring long-term risk management
Understanding how geopolitical risks and developments can impact financial markets Assessing a portfolio’s exposure to geopolitical risks (historical vs forward looking analysis) Mapping geopolitical events and investment actions Understanding the long-term consequences of secular political shifts on financial markets
Developing robust crisis management frameworks to respond swiftly to operational disruptions Creating comprehensive business continuity plans that ensure minimal downtime and service continuity Implementing regular testing and simulations to assess the effectiveness of crisis response strategies Establishing communication protocols and leadership structures to guide decision-making during crises
Utilizing blockchain technology to ensure data integrity and secure transactions in the face of evolving cyber threats Implementing AI-driven solutions to detect anomalies and potential security breaches in real time Leveraging machine learning algorithms to continuously improve threat detection and response capabilities Integrating these technologies into a comprehensive cybersecurity strategy to strengthen defenses and minimize risks
Utilizing data analytics to identify and assess operational risks, enabling proactive risk management Leveraging predictive analytics to anticipate potential risks and improve decision-making in real time Integrating data-driven insights into employee training programs to enhance awareness and risk mitigation strategies Using analytics to track training effectiveness and continually refine risk management approaches across the organization
Developing comprehensive third-party risk management frameworks to assess and monitor vendor relationships Implementing due diligence processes for selecting and onboarding vendors, ensuring alignment with security and compliance standards Establishing ongoing monitoring and performance evaluation mechanisms to identify and address potential risks Creating contingency plans and clear exit strategies to manage disruptions or failures in third-party services
Expectations on how banks should identify, measure, monitor and manage ESG risks Plans to address ESG risks in the short-, medium- and longterm ESG scenario analysis – feedback from public consultations
**Join Us for the World Banking Risk Management Summit!**
**Date:** 26-27-28 November 2025
**Location:** Park Plaza Hotel Amsterdam
Are you ready to shape the future of risk management in Banking ? Join industry leaders, innovators, and global experts at the **World Banking Risk Management Summit** to unlock cutting-edge insights and strategies for the next generation of banking.
**Why Attend?**
- **Engage** with global banking pioneers sharing the latest trends and technologies.
- **Network** with senior executives and industry disruptors from around the world.
- **Discover** transformative ideas in fintech, AI, blockchain, cybersecurity, and more.
**Secure your spot today and be part of the risk management revolution in banking!** Don’t miss this unique opportunity to lead, learn, and innovate at one of the most anticipated events in digital finance.
Day 1 of the PulseCore Events on Digital Banking Excellence delivered an inspiring journey into the future of finance. From seamless remote account opening to Open Finance's trillion-dollar potential, thought leaders shared insights on mobile payments, app innovation, digital transformation, and security. Highlights included personalized banking strategies, democratizing access, and the rise of neo-banks like Salt Bank. With a spotlight on agility, customer engagement, and cutting-edge solutions, the day set the stage for reimagining digital banking. Stay tuned for Day 2’s focus on digital identity and onboarding!
Explore the highlights from an impactful day at PulseCore Events! Discussions spanned transformative banking strategies, from enhancing physical branches into experiential hubs to seamless digital onboarding in countries like Turkey and Sweden. Industry leaders tackled pressing topics: Europe's lag in API adoption, ING's innovative business onboarding process, AI's role in AML compliance, and resilient business continuity strategies from Ukraine. Experts from HSBC, MoraBanc, and Intesa San Paolo emphasized hyper-personalization, ESG, and open finance's future. A convergence of traditional and neo-banking showcases the relentless drive for digital excellence and customer-centric innovation. Stay inspired!
Day 3 at PulseCore Events was packed with inspiring talks on digital banking excellence, centered around Fintech innovation. Highlights included: - Tomas Reytt (mBank, Czechia) explored mobile-first strategies in digitally mature markets. - Halil Ozcan (Burgan Bank, Turkey) shared insights on building a competitive bank and key trends like AI and hyper-personalization. - Felix Hospe (Commerzbank, Germany) presented open banking strategies with real-world use cases. - Igor Korotach (Quantum, USA) examined the intersection of traditional finance and DeFi. - Gabriel Ayala (Bit2me, Spain) discussed Bitcoin's impact and crypto opportunities for banks. - Levent Kazim Oguz (DenizBank, Turkey) showcased innovative mobile platforms. - Laurent Lamblin (Everyone Invested, Belgium) emphasized emotional aspects in investment strategies. - Asli Gulem Gunduz (UPT Turkey) introduced niche digital finance solutions. - Nihat Narin (Belbim, Turkey) highlighted the transformation of Istanbul Kart into a fintech platform.
Day 4 at PulseCore Events showcased transformative insights on AI in the financial sector: Kate Fitzgerald (UK Payment Systems Regulators) outlined strategies for inclusive, secure, and competitive payment systems. Brinks (Netherlands) highlighted AI-driven ATM outsourcing for enhanced security, fraud detection, and customer experience. Joseph Mucheru (Jumo, Kenya) shared AI-powered solutions driving financial inclusion in emerging markets. Estrella Mota Perez (BBVA) emphasized evolving SME digital strategies with AI and user-centric approaches. David Porter (Bank of England) explored AI's ethical deployment and future potential. An inspiring day of collaboration and innovation with 350 participants, driving the future of digital banking!
